Mon-Fri 9:00 am-8:00 pm,
Sat: 9:00 am-6:00 pm, Sun 9:00 am-1:00pm
141 Johnson Avenue, Staten Island, NY, 10307
We Inspect. We Detect. You Buy With Confidence
Inspect & Detect
We proudly offer discounted inspections for first-time buyers, veterans, first responders, and city workers. You serve our community — we've got you covered.
Residential & Commercial Property Inspections in New York & New Jersey
Staten Island's only CCPIA-Certified Commercial Property Inspector
🏡 First-Time Homebuyer Guide ( NY & NJ )
P&D Home Inspections LLC
Buying your first home is one of the most important financial decisions you will ever make. This guide helps first-time buyers in New York and New Jersey understand the process, reduce risk, and make informed decisions.
🧭 Step 1: Understanding Your Budget
Before viewing homes, buyers should understand:
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Pre-approval from a lender
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Monthly payment limits
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Closing cost estimates
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Property tax differences by county
🏦 Step 2: Loan Programs
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FHA Loans (low down payment options)
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VA Loans (eligible veterans)
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USDA Loans (rural properties)
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Conventional mortgage programs
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HUD (U.S. Department of Housing & Urban Development)
https://www.hud.gov/ -
FHA Loans (HUD FHA overview)
https://www.hud.gov/buying/loans -
VA Home Loans
https://www.va.gov/housing-assistance/home-loans/ -
USDA Rural Development Loans
https://www.rd.usda.gov/programs-services/single-family-housing-programs -
New York State Housing Finance Agency (HFA)
https://hcr.ny.gov/homeownership -
New Jersey Housing & Mortgage Finance Agency (NJHMFA)
https://www.nj.gov/dca/hmfa/ -
Northfield Community LDC of Staten Island
🔌 Utilities (useful for buyers closing on homes)
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Con Edison (NYC electric/gas)
https://www.coned.com/ -
PSE&G (NJ electric/gas)
https://www.pseg.com/ -
Jersey Central Power & Light
https://www.firstenergycorp.com/jcp-l.html
🧠 First-Time Buyer Education
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Consumer Financial Protection Bureau (home buying guide)
https://www.consumerfinance.gov/owning-a-home/ -
Freddie Mac Home Possible education
https://myhome.freddiemac.com/ -
Fannie Mae HomeView
https://www.fanniemae.com/education -
Northfield Community LDC of Staten Island
⚖️ External Links Disclaimer
P&D Home Inspections LLC provides external links for informational purposes only to help homeowners, buyers, sellers, and real estate professionals access helpful resources. We do not endorse, control, or guarantee any third-party content. The inclusion of any link does not imply affiliation, partnership, or approval. Users access all external sites at their own discretion.
❓ Frequently Asked Questions
Do you work with real estate agents?
Yes. We regularly work with agents across New York and New Jersey.
Do you provide inspection reports within 24 hours?
Yes, most reports are delivered within 24 hours of inspection.
Can buyers attend the inspection?
Yes, and we encourage it.
Do you inspect commercial properties?
Yes, we provide residential and commercial inspections across NY and NJ.
For More Go To: https://www.pdhomeinspect.com/faq
© P&D Home Inspections LLC
Inspect & Detect. We Inspect. We Detect. You Buy With Confidence.